Part,  Chapter, Paragraph

 1   IV,    11.  6.  2|         user charges), and direct out-of-pocket payments (though calculations
 2   IV,    11.  6.  2|            though calculations of out-of-pocket payment include both cost
 3   IV,    11.  6.  2|          driven by an increase in out-of-pocket payment, as the role of
 4   IV,    11.  6.  2|          private expenditure from out-of-pocket payments, compared to 66%
 5   IV,    11.  6.  2|          two predominant sources: out-of-pocket payments and private insurance.
 6   IV,    11.  6.  2|   payments and private insurance. Out-of-pocket payments constitute the
 7   IV,    11.  6.  2|         payroll taxes) - although out-of-pocket payments represent an important
 8   IV,    11.  6.  2|        health insurance (PHI) and out-of-pocket payments, though in all
 9   IV,    11.  6.  2|       private expenditure is from out-of-pocket payments (see below). The
10   IV,    11.  6.  2|       benefit also increases.~ ~ ~Out-of-pocket payments~ ~Out-of-pocket
11   IV,    11.  6.  2|          Out-of-pocket payments~ ~Out-of-pocket payments can come in broadly
12   IV,    11.  6.  2|            Gemmill et al 2008).~ ~Out-of-pocket payments comprise a substantial
13   IV,    11.  6.  2|       allow the disaggregation of out-of-pocket payments into cost sharing,
14   IV,    11.  6.  2|     informal payments. Since 1996 out-of-pocket payments have become an
15   IV,    11.  6.  2|       This widespread increase in out-of-pocket payments may be due to an
16   IV,    11.  6.  2| percentage points in the share of out-of-pocket payments (WHO 2007, cited
17   IV,    11.  6.  2|         charges tend to be annual out-of-pocket maximums, ranging from about €
18   IV,    11.  6.  2|       prescription drugs up to an out-of-pocket maximum. Among the newer
19   IV,    11.  6.  2|        Poland~ ~ ~ ~Figure 11.19. Out-of-pocket payments (households) as
20   IV,    11.  6.  2|           significant increase in out-of-pocket payments in the 1990s (Preker
21   IV,    11.  6.  2|      Preker et al, 2002). Data on out-of-pocket spending are likely underestimated
22   IV,    11.  6.  2|          account for 41% of total out-of-pocket expenditure (Belli 2003).
23   IV,    11.  6.  2|    Haulikova, 2003). In Bulgaria, out-of-pocket payments (including both
24   IV,    11.  6.  3| risk-pooling arrangements towards out-of-pocket payments by individuals
25   IV,    11.  6.  3|        the increasing reliance on out-of-pocket expenditure, payroll taxes
26   IV,    11.  6.  4|           pocket (see Sections on out-of-pocket payments and informal payments).
27  Key,   Ap5.  0.  0|          outcome~outcomes~outdoor~out-of-pocket~out-patient~out-patients~