Part,  Chapter, Paragraph

 1   II,     5.  5.  3|     National and international PD user groups have been established.~
 2   II,     6.  3.  2|      Southern Europe; the highest user prescribing three times
 3   II,     7.  3.  4|          7.8. Fatalities per road user type~ ~More information
 4   II,     7.  4.  3|          7.8. Fatalities per road user type~). Approximately 17
 5   II,     7.  4.  3|          Network (Vulnerable road user organisations in cooperation
 6   II,     9.  4.  5|         locally through audit and user involvement and by independent
 7  III,    10.  4.  2|       products in relation to the user/worker, the fate of treated
 8   IV,    11.  1.  6|      services are provided to the user in a given time period.
 9   IV,    11.  1.  6|           and leave a profit. The user agrees to obtain the agreed
10   IV,    11.  6.  2|     benefits package (also called user charges), and direct out-of-pocket
11   IV,    11.  6.  2|         complementary in covering user charges and is purchased
12   IV,    11.  6.  2|         of: co-payment, where the user pays a fixed (flat) fee
13   IV,    11.  6.  2| co-insurance, which refers to the user paying a fixed proportion
14   IV,    11.  6.  2|           deductible, wherein the user bears a fixed amount of
15   IV,    11.  6.  2|         theory, it is argued that user charges discourage excess
16   IV,    11.  6.  2|       However, many argue against user charges because information
17   IV,    11.  6.  2|          it is widely agreed that user charges have undesirable
18   IV,    11.  6.  2|            the negative impact of user charges on health status
19   IV,    11.  6.  2|     mechanisms for inpatient care user charges tend to be annual
20   IV,    11.  6.  2|             are often exempt from user fees or face reduced rates
21   IV,    11.  6.  3|         coverage for the costs of user charges and expanded contribution
22   IV,    11.  6.  4|           has been an increase in user charges in some countries,
23   IV,    11.  6.  5|        Press.~ ~Creese A (1997): "User fees: they don't reduce
24   IV,    11.  6.  5|       Evans RG, Barer ML (1995): "User fees for health care: why
25   IV,    12.  5    |      Programme. This provides the user with the possibility to
26   IV,    12. 10    |          SAFE approach within the user community and if successful