Part,  Chapter, Paragraph

 1    -,     1        |       allows considerable resource savings.~ ~Apart from a few exceptions,
 2    I,     2.  1    |       training; and (iv) increased savings available for investments
 3   II,     5.  4.  2|        human misery and in massive savings of human and material resources.~ ~
 4   II,     7.  1    | investments and accordingly higher savings in healthcare and welfare
 5   II,     9.  4.  3|            to 9%, with concomitant savings in personal suffering and
 6  III,    10.  5.  3|     benefits – including financial savings - of health promotion programmes
 7   IV,    11.  1.  3|           and only short-term cost savings (Cutler, 2002). Health reform
 8   IV,    11.  1.  6|            leading to initial cost savings and efficiency improvements.
 9   IV,    11.  1.  6|           were estimated financial savings. In Italy, costs of services
10   IV,    11.  3.  2|           however, that where cost savings through reference price
11   IV,    11.  3.  2|      controlling expenditure since savings could be offset by volume
12   IV,    11.  6.  2|       exempt from income tax (e.g. savings), or some forms of expenditure