4. Concrete aspects relating to the plan for "capitalization."

·         justifying education costs, and when necessary, reducing whatever is "superfluous," to make student fees and tuition more affordable;

·         when a surplus results, finding out to what extent you can better the conditions for your co-workers, especially those with the lowest paying jobs;

·         distributing whatever is in excess of the plan for reserves established by the Province: offering it for use in solidarity projects in the Institute and taking care of small humanitarian projects that usually don't receive any assistance. In addition, we could create external "funds" and put them at the disposal of organizations and institutions that are dedicated to public education, the promotion and defense of children's rights, and other similar causes.

·         starting to donate 10% of the Brothers' salaries, interest payments from banks and dividends from stock portfolios;

·         donating 30% from the net income of a land sale and the high returns on an investment. Occasionally, windfall profits will come your way. They are not the result of your own efforts, but from the sale of property re-appraised and sold after several years, and from unexpectedly high income yields on your investments;

·         making a donation of approximately 15% of the proceeds from any ordinary sale;

·         donating some 2% to solidarity when undertaking new construction or improving facilities at schools for middle to upper class students;

·         when it comes time to draw up year-end balance sheets, distributing in solidarity everything that exceeds the amount that is needed for "capitalization."

·         I would like to add one last point that isn't always easy to talk about: where do we deposit our money? There's no doubt that we need to earn income on investments. However, we can't sell our souls and do that at any price. I bring this up not only because of the risks involved in hunting for huge profits, but also because of the policies and objectives that are espoused by financial institutions. We always need to work diligently and be on the lookout for financial benefits; today, however, interesting alternatives are springing up. Have you heard about ethical Funds? In your part of the world, are you familiar with social initiatives that are being sponsored by various banking institutions, programs in which you can invest a part of the capital in your Province.