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35. "One of the great successes of the NGOs has been to give the poor access to credit(52)." This access by people living in poverty has become a defining practice today, thus enabling an informal subsistence economy to make progress towards the formation of a real grassroots economic fabric. Perhaps it is not yet possible to be able to calculate the Gross National Product (GNP) accurately, but its importance also lies in that which it signifies and heralds. Supporting community initiatives and relying on local partners prevents the persistence of an aid-driven approach, making it possible to gradually lay the foundations for integral development(53).